Foundation research

Portfolio Prodigy wins SIFMA Foundation’s InvestWrite competition

Fifth grader Charlotte Parker wins first place in New York in
National Spring 2022 Competition of the SIFMA Foundation

Charlotte Parker and her teacher, Karen Raichoudhury, with Charolette’s classmates. (photo added)

We could all learn something from fifth grade Charlotte Parker. At just 11 years old, this portfolio prodigy from Port Washington, New York, has developed an investment strategy focused on long-term financial success. Parker’s vision on how to invest wisely for the future earned him an exhilarating win in the SIFMA Foundation Spring 2022 InvestWrite competition. Competing in the elementary school division, Parker, who attends John J. Daly Elementary School, researched and composed an impressive long-range financial plan and she is now recognized as the number one spot in New York State.
SIFMA Foundation’s National InvestWrite Essay Competition connects classroom learning in math, social studies, and language arts with the practical research and insights needed for saving, investing, and long-term planning. term. It also serves as the culminating activity for The Stock Market Game™ curriculum-based financial education program which challenges students to manage a hypothetical $100,000 online portfolio of stocks, bonds, funds mutual funds and cash over a 14-week period, a semester or an academic year.
“The SIFMA Foundation works to ensure that young people from all walks of life are better prepared for their financial lives,” said Melanie Mortimer, President of the SIFMA Foundation. “We congratulate Charlotte on this remarkable achievement and commend her teacher and school for their commitment to financial education.”
The Spring 2022 InvestWrite competition asked students in grades four through 12: What did you learn about investing that you didn’t know before participating in The Stock Market Game. Explain how it can help your future and help others. If you invested $100,000 to perform well over the next 30 years, which stocks, bonds and mutual funds would you choose and why? Parker wowed the panel of expert judges with her thoughtful and insightful essay.
SIFMA is the premier trade association for broker-dealers, investment banks and asset managers operating in the US and global capital markets. On behalf of nearly one million employees in our industry, we advocate for legislation, regulation and trade policy, affecting retail and institutional investors, the equity and fixed income markets and related products and services. We serve as an industry umbrella body to promote fair and orderly markets, informed regulatory compliance, and efficient market operations and resilience. We also provide a forum for industry policy and professional development. SIFMA, with offices in New York and Washington, DC, is the US regional member of the Global Financial Markets Association (GFMA). For more information, visit

Invest in the future
Winning essay by Charlotte Parker

Charlotte Parker. (photo added)

Investing is a great way to earn money and donate money to reputable companies and industries. But alas, buying and selling stocks can be tricky over a 30-year period. You need to consider all the risk factors that go into making a sound investment, especially when investing $100,000.
By playing The Stock Market Game, I learned that diversification is a key factor in investing. Simply because, if you were to deposit all your money in one sector, it could cause problems. If this sector were to lose an abundance of money, it could cost you more than you can imagine. If you were to diversify your portfolio, you would still have money to save and earn. Buying a variety of stocks increases the likelihood that some will increase in value and make losses easier to bear.
In addition, it is also crucial to be careful about the company in which you invest. Sometimes a stock or bond may rise in the present, but fall sharply in the long run. The stock market is full of twists and turns and paying attention is crucial.
Additionally, your inventory may change due to world events, extreme weather conditions, or anything else that may affect it. For example, my partner and I invested early in The Walt Disney Company (DIS). Disney’s luck is that it has many branches such as Disney+, Disney Theme Parks, ESPN, ABC, Lifetime, History, A&E, FX, Marvel Studios, and Lucasfilm. Therefore, if one branch of Disney fails, there are still many diverse branches of the business. At the start of COVID, the parks were closed because no one could travel, but Disney+ came out right away and gave people something to watch while they were stuck at home. So Disney was still making money. The 52-week range this year is 128.38-190.40. Unfortunately, Disney took a dive due to the new Florida bill. Disney has received backlash for its disapproval of the controversial bill. Disney World’s location in Florida affected its revenue. It’s a short-term problem. Overall, I think Disney is a reliable company and lives up to expectations. Even successful businesses have their ups and downs.
I think this investment knowledge will help my future career as it taught me how people make money and started to pave my way to success for a long term plan. If I succeed, it will help me help those who have less than me and do my crucial role in making the world a better place.
Over the next 30 years, I would consider investing in stocks, bonds, and mutual funds with a desire to explore the depths of the oceans and the unknown world of outer space. Investing $100,000 in a business starting now or in the next few years would make me a major owner of that business. And, as it grows, my investment would grow with it. I find it important to venture into these unknown places to find new creatures and species that could help our earth. With it, we could find medicine and new things that we have never discovered right here on our beloved planet Earth, and far away in the universe.
Finally, investing can be fun and make you successful in the long run, but it is a risky experience. It’s good to have tips and tricks by your side as you enter the big world of buying and selling stocks, bonds and mutual funds.

—Submitted by SIFMA